Providing for congressional disapproval under chapter 8 of title...
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".
This bill, HJR181, seeks to reject a rule proposed by the Bureau of Consumer Financial Protection. The rule in question is about withdrawing a previous rule concerning how consumer disputes about credit reports should be investigated. This rule was outlined in "Consumer Financial Protection Circular 2022-07".
The bill would affect anyone who interacts with credit reports and the agencies that manage them. If passed, it would mean that the rule regarding the investigation of consumer disputes would remain in effect instead of being withdrawn.
As of May 11, 2026, the bill has been introduced and referred to the House Committee on Financial Services. This means it's in the early stages and will need to go through various stages of review, debate, and voting before it can become law.
