MFA Act Marketplace Fraud Accountability Act
To amend the Patient Protection and Affordable Care Act to require the use of multi-factor authentication to access certain information through healthcare.gov.
This bill, HB9515 or the MFA Act Marketplace Fraud Accountability Act, aims to strengthen security on healthcare.gov by requiring multi-factor authentication (MFA) for accessing certain information. MFA adds an extra layer of protection beyond just a password, making it harder for unauthorized users to access sensitive data.
The bill affects anyone who accesses their healthcare information through healthcare.gov. This includes millions of Americans who use the platform for health insurance enrollment, benefits management, and other healthcare-related activities. By implementing MFA, the bill seeks to reduce the risk of identity theft and fraud.
HB9515 was introduced on June 29, 2026, and has been referred to the House Committee on Energy and Commerce for further review. It is in its early stages, with initial steps involving introduction and referral to a committee for detailed examination and potential amendments.
