Earned Wage Access Consumer Protection Act
To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
This bill, HB9330, aims to create regulations for businesses that offer earned wage access services to consumers. These services allow workers to access their earned wages before their scheduled payday. The bill seeks to protect consumers by ensuring that these services are provided in a fair and transparent manner.
The legislation would impact businesses that provide earned wage access services and the consumers who use these services. It would require these businesses to adhere to specific standards and regulations to ensure they operate ethically and protect consumers' financial interests. This includes requirements for clear communication about fees and terms of service.
HB9330 was introduced on June 18, 2026, and was referred to the House Committee on Financial Services on the same day. On June 30, 2026, the committee held a consideration and mark-up session and ordered the bill to be reported (amended) with a vote of 29 in favor and 22 against. The bill is now ready for further consideration in the House.
