Community Flood Resilience Act
To direct the Administrator of the Federal Emergency Management Agency to allow certain recipients of the Flood Mitigation Assistance Grant, and other grants, to be used for the payment of premiums for a community-based, parametric flood insurance policy, and for other purposes.
HB9056, also known as the Community Flood Resilience Act, proposes to allow the Federal Emergency Management Agency (FEMA) to permit certain recipients of the Flood Mitigation Assistance Grant to use their funds to pay for premiums on community-based, parametric flood insurance policies. This aims to provide financial protection against flood damage and encourage communities to adopt more resilient practices.
This bill would primarily affect communities that receive FEMA grants for flood mitigation. By allowing them to use part of their grant money to buy flood insurance, it could help these communities better prepare for and recover from flood events, thereby reducing long-term financial burdens on local governments and taxpayers.
As of May 29, 2026, HB9056 was introduced in the House and referred to the House Committee on Financial Services. This means it is in the early stages of the legislative process, where it will be reviewed and possibly amended before any further action.
