HSA’s For All Act
To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
HB7681, also known as the HSA’s For All Act, aims to change the rules around Health Savings Accounts (HSAs) by making them available to more people. Currently, HSAs are only available to individuals with high-deductible health plans. This bill seeks to expand eligibility so that more people can save for their medical expenses in a tax-advantaged way.
If passed, this bill would affect individuals who are currently unable to use HSAs because they do not have high-deductible health plans. It would allow them to open and contribute to an HSA, providing a way to save for future medical costs with tax benefits. This could potentially lower out-of-pocket expenses for healthcare and offer greater financial planning options.
HB7681 was introduced on February 25, 2026, and referred to the House Committee on Ways and Means for further review. At this stage, the bill is being examined by the committee, which will decide whether to advance it for more debate and a vote in the House.
