Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025
To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.
This bill, HB6299, aims to make short-term health insurance more readily available by amending the Public Health Service Act. It seeks to fill gaps in health coverage by ensuring that short-term limited duration insurance plans are appropriately accessible. This could be particularly helpful for individuals who are between jobs or waiting for their regular health insurance to kick in.
The bill would primarily affect people who are looking for temporary health insurance solutions, such as those who are self-employed, in-between jobs, or not yet eligible for employer-based insurance. It could also impact insurance companies offering these short-term plans. The bill's changes could potentially make it easier for these individuals to secure temporary health coverage without the long waiting periods often associated with traditional health insurance.
As of November 25, 2025, the bill has just been introduced and referred to the House Committee on Energy and Commerce. This is the initial step in the legislative process, and the bill will now undergo review and potential amendments before it can be voted on by the full House. If passed in the House, it would then move to the Senate for further consideration.
