Fair Debt Collection Practices for Servicemembers Act

This bill, HB10018, aims to update the Fair Debt Collection Practices Act to better protect service members from harassment by debt collectors. It seeks to ensure that members of the Armed Forces are not subjected to undue pressure or threats from debt collectors while they are on duty, especially in combat zones or other high-stress environments. This change is intended to support service members by reducing their stress and allowing them to focus on their duties.

The bill would specifically affect active and reserve members of the Armed Forces, ensuring they receive the same protections as other consumers under the Fair Debt Collection Practices Act. This includes restrictions on when and how debt collectors can contact them, and what information they can share. By targeting these protections, the bill aims to prevent harassment and improve the overall support for military personnel.

Currently, the bill has just been introduced on August 3, 2026, and referred to the House Committee on Financial Services. This is the first step in the legislative process, where it will be reviewed and potentially advanced for further consideration. The bill's sponsors, Warren Davidson and Madeleine Dean, are working together to ensure it receives the attention needed to help protect service members from debt collector harassment.