Civil Actions - Coerced Debt - Debtor Protections

Providing that a debtor may provide certain notice to a creditor and request that the creditor cease debt collection activity relating to a coerced debt; authorizing a debtor, after providing a creditor with certain notice, to bring an action against the creditor seeking certain relief; authorizing a debtor to bring a certain action against a certain individual; and establishing a certain affirmative defense.